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Student Loan Forgiveness: What Is It and Can I Qualify With My Loans? Anyone that is a student should definitely try to make sure that they understand what student loan forgiveness is and why student loans can sometimes be forgiven or lessened. Student loan forgiveness is a program for students that have to take out loans before they start school or while they are at school. Doesn’t this seem like a great option for students? Although it sounds good, not all of the people are going to qualify for student loan forgiveness. Before a person may be able to qualify for the program, they will have to meet many specific requirements. In this article, you will have the opportunity to learn a little bit more about the program itself and to see how you might be able to qualify. A way that a student may be able to have their loans forgiven is by doing specific volunteer work. People that are involved with groups like the Peace Corps or other volunteer organizations may qualify for this. Students that are involved in these types of organizations for volunteers may be able to qualify for student loan forgiveness after they complete a certain amount of volunteer hours. In addition to this, students that eventually go on to serve in a branch of the military will be able to get a specified amount of money to pay toward their student loans. Something that you may want to know is that student loan forgiveness is an option for many of the students that end up being teachers. If a teacher is teaching in a school setting full time that has low income families or is in a low income area, they will generally be able to qualify for student loan forgiveness. Teachers will usually have to work for at least 2 years before they will be able to get a reduced amount on their student loans.
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Another way to qualify for this program is if you are working as a nurse or a doctor in specific areas. Low income areas or areas that are more rural will typically need more people in the medical field to fill their hospitals and clinics. For this reason, if you work as a nurse or a doctor in these areas for a specific amount of time, you may be able to qualify for student loan forgiveness.
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Some colleges are able to offer their students student loan forgiveness in some situations. In addition to this, there are certain states that are able to do this for specific types of students as well. There are some careers that students might be able to pursue because they might have some student loans forgiven, so you will want to see if your career choice may qualify you for this.